School might be out, but summer months are still a great time to learn about money. With a bit more free time, children can try turning pocket money jobs into mini businesses, by setting up lemonade stands, washing cars, mowing lawns, or offering a hand with gardening. Here are a few ideas to consider this summer.

🍋Run a lemonade stand

The classic first business is still a great option for children. Check the weather for a hot afternoon, get your provisions ready, find an old table, a nice looking jug, and, if the kids are old enough, explain why they’ll have to take away the cost of the lemons and sugar from their takings, before they’ve truly made a profit. 

If you want to be eco friendly, you could make sure you wash and reuse glasses. And if you want to set your stand apart, try a range of flavours; you could add berries to make pink lemonade, or try some different recipes from around the world. Some add mint, brown sugar, ginger or mint, to vary the taste. Not everyone will have the right amount of money too, so make sure someone goes to the bank to get enough coins to give everyone change. 

Skills: arithmetic, marketing, cookery

Requirements: lemons,sugar, a table or stand, a sign, a jug, some cups

🚘 Wash cars

Another kids classic, washing cars is fun to do over the summer, when children don’t mind getting covered in suds. A few fresh sponges and a bucket of soap water might suit the youngest of entrepreneurs. Older kids might want to see if they can get their hands on a good pressure washer, high quality car shampoos, and maybe even some wax, to really put a shine on the vehicle. If you’ve got some handheld vacuum cleaners, and the children are competent, you could also get them to offer to clean the interior too. Just remember to change sponges and clothes after a few washes, as you can end up grinding the previous car’s dirt into your new customer’s ride, if you’re not careful

Skills: arithmetic, cleaning

Requirements: sponges, buckets, car shampoo, and/or additional cleaning supplies, if necessary

🍓Make jam

Depending on where you live, you might find public land filled with blackberry bushes, or other fruit. The supermarket and pick-your-own farms should be filled with ripe soft fruit too. You can make sure this doesn’t go to waste, and make a little profit, by running a kids’ jam business. Save up some glass jars, buy some sugar (remember to subtract the cost of your ingredients from your takings, if you want to know how much you’ve made), get your fruit and find a recipe. A lot of homemade soft-fruit jams, such as blackberries and raspberries require an equal ratio of sugar to fruit, though find a recipe that works for you. Young kids will need help sterilising the jars and boiling up the jam mix. Finally, make sure the kids design a nice label, adding details such as the makers’ names, where the fruit came from, and when it was made. Then you could sell it from a stand, like lemonade, or to friends and family, online.

And, don’t worry if the jam doesn’t end up looking like the stuff you buy in the shops. The best thing about home made stuff is that it doesn’t look or taste like the shop-bought stuff.

Skills: arithmetic, cookery, graphic design

Requirements: fruit, sugar, access to a stove, jars, labels

🐶Care for pets

Dogs and cats still need looking after, even when schools are out, and parents have booked holidays. If your kids are good with animals and you’re on good terms with your neighbours, there are plenty of opportunities to walk dogs, feed fish, or care for cats, rabbits, guinea pigs and tortoises, etc. Just remember, if your kids do start a dog walking business over the summer, they probably shouldn’t take out more than four dogs at once, and they’ll have to make sure they have poo bags handy. If they don’t pick up the dog’s poop they might be breaking the law. They should also be careful with simple tasks such as fish feeding; some fish can die if too much uneaten food ends up in their tank. Nevertheless, caring for other people’s pets this summer could teach the kids about the animal kingdom, and the financial world.

Skills: arithmetic, customer relations, basic animal knowledge

Requirements: poo bags!

🏡 Offer gardening work

Over a hot summer, almost everyone’s garden and lawn needs watering, and even young kids can be trusted with a hose or a lawn sprinkler. Older children, meanwhile, might be able to wheel a mower around the neighbourhood, offering to cut lawns for cash. There’s also weeding work to be done, and perhaps a little pruning, if children can be trusted with secateurs. 

If you really want to make a go of it, get the kids to draw up a flyer, listing services, and perhaps even prices. The work will not only net them some cash, it should also teach them how to care for the natural environment.

Skills: arithmetic, customer relations, basic horticulture

Requirements: watering can, and other gardening implements, as required.

Kids, work and the law
How RoosterMoney can help

We really hope RoosterMoney can help you this summer. The pocket money app’s ‘spend’, ‘save’,’goals’ and ‘give’ pots should help adults and parents manage money. If your child is starting a business, they can create a custom pot in the app, to look after business expenses, or to save takings. Find out more about that here.

How the Rooster Card can help
Finally, please note

here are rules and limits when it comes making payments into RoosterMoney accounts. If your child receives a lot of payments they might incur a small cost. You can find out more here.

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