NatWest Rooster Money or a kids bank account

We’ve pulled together a quick run down of features of Rooster Money compared to a Kids Bank Account

If you are wondering what's the difference between NatWest Rooster Money and a kids bank account then the answer is lots! The main one is that you can only get a bank account from age 11 and the application process is often lengthy whereas with Rooster Money you can open a FREE star tracker account from as young as three, and a Rooster Card with real money when your kids are over six years old. Below we take a look at features of our products to help you decide what's right for your family. We're on a mission to transform the way the world talks about money with their children.  We want to make these lessons as accessible as possible so we've made our entry level product FREE.

Check out how our card compares to other kids debit cards.

Key features of the Rooster Money app include:

📲 Free virtual pocket money tracker and star chart so families can start to help kids get to grips with money at any early age.
💳 Contactless pre-paid debit card for kids. For when they’re ready to move on to real money and have some freedom in the real world - with spending notifications and controls for parents.

How we compare Virtual Tracker Rooster Card
Monthly Price £ Free19.99
Available in UK Yes (Global)Yes
Star and Reward Chart (Ages 3+)
Enabled
Enabled
Virtual Money Tracker
Enabled
Enabled
Spend, Save, Give & Goals pots
Enabled
Enabled
Educational content & resources
Enabled
Enabled
Child login
Enabled
Enabled
Chore management system
Disabled
Enabled
Set interest rates
Disabled
Enabled
Add unlimited guardians
Disabled
Enabled
Set regular outgoings
Disabled
Enabled
Use Rooster with 'real money'
Disabled
Enabled
Flexible card controls for parents
Disabled
Enabled
Prepaid Visa debit card
Disabled
Enabled
Account number & sort code
Disabled
Enabled
Easy & secure contactless payments with Apple Pay*
Disabled
Enabled
Choose plan

*Apple Pay is available on selected Apple devices. Your child must be aged 13+ to use this service.

As seen in

Frequently Asked Questions

How do I get a Rooster Card? keyboard_arrow_down

Once you’ve downloaded the app and signed up to Rooster Money you need to:

  1. Tap the menu icon in the top-right corner from your family account
  2. Choose the Account and Card option
  3. Take out 1 Account and Card subscription for each Rooster Card. For example if you have 3 children you will need 3 subscriptions

Don’t forget the Rooster Card is only available in the UK!

Do you have a free trial for Rooster Card? keyboard_arrow_down

Yes we offer a one month subscription free. Your subscription fee will only be taken after this trial period has ended.

Is Rooster Money Free? keyboard_arrow_down

The pocket money tracker and star chart product is free. Read more about the plans available on Rooster Money.