The £20 Refer a Friend offer is available between 3rd August 2026 and 30th September 2026. Referrals can only be made by existing Rooster Card customers who can refer new customers using the referral link or code. Only one account per household can make referrals, and you can’t refer someone from your own household, existing Rooster customers aren’t eligible as referred friends. You’ll both receive £20 within 10 working days once the referred friend has completed their 1 month free trial, made their first payment. If either account is closed within 1 month of the free trial ending, the £20 bonus can’t be withdrawn, and will remain in the NatWest Rooster Money Parent Account. A referred friend can only receive one referral bonus per account, per household. Maximum 10 referrals per calendar year. This offer is not available to employees of NatWest Group. Offer can be amended or withdrawn at any time. T&Cs apply.